Paypal payment app is an online platform designed for carrying out series of transactions on the go through a simple dedicated dashboard that enables you (Send/Receive funds) home and abroad from people across 200 regions and countries it supported. Although, paypal is flexible for carrying out most online transactions, but not always the right option for everyone especially those in the african continent who were not able to access certain features due to country restrictions or unable to complete the verification process. So even if you’ve registered an account with them you can still erase your details completely from their system.
What is paypal close account?
To close, delete or erase paypal account means to get rid of your payment profile completely from the platform which automatically stop the user from carrying out future payment even if he reopens a new paypal account with the previous email and phone number the old dashboard cannot be restored that’s why the deletion process requires user’s consent to complete. Also, before you closed your paypal account permanently, do well to remove all linked bank accounts and debit cards so as to stop all reoccurring payments charged out of your knowledge and consent.
Why do people delete a paypal account?
They’re several reasons why a user may wish to have his paypal account cancelled which boils down to the following:
- Violating paypal terms of service as such having multiple accounts under same name, registering an account when underaged, carrying out prohibited transactions or activities that raise concerns of account getting banned.
- In ability to access certain features due to country restrictions and sometimes users are not able to go pass the verification process.
- Even though paypal support 25 currencies, many currency are yet to be enlisted which is a limitation on his own that could make a user close his account.
- Dissatisfaction in customer’s service or users not comfortable with some of their terms and conditions like 21 days hold on payments for newly created accounts and many others.
What happens when you erase a paypal account?
- When an account is closed for payment app you immediately lose access to such account including its transfer histories.
- Even if you reuse the same email to create fresh account, you’ll still not be able to regain access to the old dashboard instead the account will be made brand new.
- Existing coupons, offers and vouchers will be gone when you permanently erase your paypal account.
- Users with violation issues that’s persisting for long get to fixed their account through this medium since they’re recreating the account fresh.
How do you close a paypal account effectively?
Before you move further with the step by step paypal account deletion process, few things you need to do first which includes (Saving a copy of your transactions history, all payments must’ve be completed successfully without hanging or pending, zero your balance, remove all credit and debit cards associated with your account, stop or cancel all recurring payment for subscriptions and ensure all conflicts are resolved). So to erase a paypal account:
- Goto your web browser, open paypal official website and login to your account or better still make use of paypal app already installed on your device.
- Click on the your Profile Icon to access settings on the paypal app for mobile devices as such iPhone, Android and Tablet while for desktop and laptop users accessing from the web browser should click the Settings Icon in form of gear.
- Under the Account option, navigate to “Close Your Account” options and tap on it. If this option is not there, click on “Data & Privacy” instead then choose “Delete your data and close account” and finally tap on “Close your account”.
- Paypal will prompt you to verify and confirm this action using both your login details (username and password) to proceed.
- Optional, but one the easiest way to close paypal account is by contacting paypal customer care service to help you close the account at their end. This process will warrant them asking you some questions like why do you wish for your account to be closed? so state your reasons and you’ll be assisted.
Other paypal alternatives or payment app you should consider?
Now that you succeeded closing your paypal account which automatically put an end to you completing an online transaction through paypal payment app, so it will be in your favor you considered other paypal alternatives and see if they’ll meet your demands and expectations. For those in United States we’ll suggest Venmo, CashApp and Greendot while those targeting audience globally can use Stripe for sending and receiving funds which currently support over 135 currencies and 200 plus countries round the world.
