Paypal credit requirements

Although there is no annual fee, you will need to be approved when you apply - and that's where your credit score will take a hit. Unlike comparison websites that do “soft checks”, PayPal does a full “hard check”, which leaves a footprint on your credit report.

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Paypal credit requirements

The minimum PayPal Credit Card credit score required is 700, which is good credit. As long as you have at least good credit, you should qualify for the PayPal Credit Card. If you use PayPal and eBay a lot, or like to eat at restaurants, it's worth the hard inquiry.

There is no harm in trying, so apply for PayPal credit card and see if you will be approved.